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Board Members and Staff

Credit Union Staff

Code of Ethics
Conflict of Interest

Town and Country Credit Union has been a member owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the Credit Union in 1939. The original name of the credit union was Westphalia Community Credit Union. Later the name was changed to Town and Country Credit Union. In 1983, a branch office was opened in Harlan. The Harlan office eventually became the main office and the Westphalia office became the branch. The Westphalia office remained open until 2000. In 2017, the branch office in Avoca was opened.

Harlan Branch

Gervas Mgonja
Chief Executive OfficerGervas Mgonja
Member Services Specialist Kathy Schafer
Head Member Service Representative & Collections OfficerKathy Schafer
Member Service Representative & Loan Specialist Denise Wiig
Assistant Executive Administration & Loan SpecialistDenise Wiig
Member Service & Mortgage Specialist Desirae Baratta
Member Service & Mortgage SpecialistDesirae Baratta
Member Services SpecialistTrudi Buck
Compliance OfficerDonna Sonksen

Consumer Lending ManagerJosie Pierce

Avoca Branch

Member Service RepresentativeReba Oliver

Avoca Branch ManagerKyle Schwery


Board of Directors

Richard H. Hastert
Rich Hastert
Cynthia L. North
Cindy North
Robert A. Sievert
Bob Sievert
Judy Knudsen
Judy Knudsen
Lonnie Pitts
Lonnie Pitts

Town and Country Credit Union Board of Directors

As a member-owner of Town and Country Credit Union you have the opportunity to help lead your credit union by running for the Board of Directors. A position on Town and Country's Board of Directors is completely voluntary and one of many features that makes a credit union unique. They truly have the member's best interest in mind in every decision made!

Become a Town and Country Director

Every October a call for candidates is made in the credit union’s newsletter. If you're interested in running for the Town and Country Board of Directors call (712) 755-3881, submit your name and you will be sent a nomination form to complete. Elections for Directors are held at the annual meeting in January. Each member has equal ownership in the credit union and one vote in electing their Board of Directors - regardless of how much money they have on deposit.

Annual Meeting Information

Your vote counts! Plan on attending Town and Country Credit Union's Annual Meeting, scheduled every January, to vote for your Board of Directors.