Savings

Regular Savings and Kirby Kangaroo Club (12 & under),

• Competitive dividend rates

• Minimum Balance of $25 to earn dividends

• Dividends paid quarterly

• Unlimited deposits, withdrawals and transfers

• No service charges

• Quarterly statements

Club Savings Account (Christmas, Vacation, Education)

• Competitive dividend rates higher than regular savings account

• Minimum Balance of $25 to earn dividends

• Dividends paid semi-annually (March and September)

• Unlimited withdrawals for the first seven days after opening the account, then limited to one withdrawal per month

• No service charges

• Quarterly statements

Corporate Money Fund (Business Accounts Only)

• Competitive dividend rates

• Minimum Balance of $1,000 to earn dividends

• Dividends paid quarterly

• Unlimited deposits, withdrawals and transfers

• No service charges

• Quarterly statements

Share Certificates

• Choose from a 3-month, 6-month, 1-year, or 2-year certificate

• Minimum balance $1,000

• Dividends higher than saving rates

• Dividends are compounded and added to your certificate, paid by check or add to a savings account

• Quarterly statement